Report | 2023 State of Alternative Credit Data

2023 State of Alternative Credit Data

The great lending equalizer just got even better

Discover how you can unlock the potential of your portfolio and power strategies across the lending lifecycle.

Driving financial inclusion and profitability
Enhancing credit scoring and decisioning
Improving the customer experience
Reducing risk and losses

Knowledge is power. With clearer visibility into stability and resiliency, you can more easily identify risky consumers, better predict future behavior and grow your pool of potential consumers.

Ready to learn more?
Download the report today.

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Validated by Experian Data Quality

Download the report to learn key insights, such as:

U.S. adults are considered unscorable, invisible or subprime.¹

of U.S. adults can be scored with alternative data and advanced analytics.²

of financial institution firms are using alternative data to improve risk profiling and credit decisioning.³

¹Oliver Wyman (2022). Financial Inclusion and Access to Credit
²Experian (2022). Financial Inclusion Internal Job Aid
³Experian (2022). Reaching New Heights with Financial Inclusion