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REPORT
2026 State of Credit Cards
As the credit card landscape evolves, understanding how consumers and businesses are adapting has never been more important.
Backed by Experian’s market-leading data and analytics expertise, Experian’s 2026 State of Credit Cards Report offers a clear outlook for the new year and actionable insights to support your strategies.
Key takeaways:
- 30+ DPD delinquency rates remained above pre-pandemic levels in 2025.
- Fintechs continue to gain share in the credit card market, posting a 71% YoY increase in account originations.
- Many businesses use consumer credit cards to support business-related activity, making this segment easy for lenders to overlook.
Read the full report for all the insights by simply clicking the button.