Detect Early Payment Default Sooner
Traditional credit scores may help assess ability to repay, but not intent to repay.
See how Experian's first-party fraud scores uncovered hidden risk within prime credit populations, delivering:*
- Up to 205% lift in detecting early delinquencies
- 192% lift in ROI
- Identification of applicants with up to 41x higher delinquency rates
*Based on Experian's 2024 model governance research using cross-industry portfolio data. Results may vary by portfolio and implementation.