Webinar Series

Macroeconomic Forecasting and Credit Trends

Although the U.S. economy remains solid and has resisted a broader slowdown thus far in 2025, the outlook remains highly uncertain. In this environment, it is imperative for businesses to stay on top of the latest economic developments.

Experian’s Chief Economist Joseph Mayans, Director of Fintech Gavin Harding and Head of Automotive Financial Insights Melinda Zabritski, will provide the latest economic, credit and automotive finance trends, as well as share forecasts for the rest of the year and beyond.

First Name *

Last Name *

Email *

Company *

Phone Number *

Save my seat

Validated by Experian Data Quality

Webinar speakers

Joseph Mayans
Chief Economist
Experian

Joseph has 8 years of experience working at the intersection of economics and public policy. As a principal economist, he conducts in-depth macroeconomic research in the financial services industry with a focus on labor market trends and monetary policy. Prior to his work as an economist, Joseph worked for the U.S. Senate and specialized in financial services, technology, and small business issues. He has a Master’s degree in Economics.

Gavin Harding
VP of Fintech
Experian

With more than 20 years in banking and finance, Gavin leverages his expertise to develop sophisticated data and analytical solutions to problem solve and define strategies across the customer lifecycle for banking and fintech clients. For more than half of his career, Gavin held executive leadership positions in banking, gaining experience in commercial and small business strategy, SBA lending, credit and risk management and sales.

Melinda Zabritski
Head of Automotive Financial Insights
Experian

With nearly two decades at the forefront of the trends impacting the automotive finance market, Melinda Zabritski is a recognized authority in the automotive credit and lending industry. As Head of Automotive Financial Insights at Experian Automotive, she provides guidance on innovative products and services while serving as the company’s go-to expert and spokesperson on key automotive finance trends.

Josee Farmer
Economic Analyst
Experian

Josee is an economic analyst for Experian North America. Josee dissects the latest trends involving inflation, unemployment, interest rates, and consumer income to provide financial service providers with a comprehensive picture of consumer health.