Webinar Series

Macroeconomic Forecasting and Credit Trends

While the U.S. economy continues to outperform expectations, the labor market remains solid and consumers are well-positioned, there remain a few challenges ahead in 2025 that could cloud the economic outlook including potential inflationary pressures and continued affordability issues in the housing market. As these trends play out over the course of the year, businesses must stay on top of the latest economic developments.

Experian’s Chief Economist Joseph Mayans, Director of Fintech Gavin Harding and Head of Analytics and Data Science, Housing and Verification, Upavan Gupta, will provide the latest economic, credit and housing trends, as well as share forecasts for the rest of the year and beyond.

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Webinar speakers

Joseph Mayans
Chief Economist
Experian

Joseph has 8 years of experience working at the intersection of economics and public policy. As a principal economist, he conducts in-depth macroeconomic research in the financial services industry with a focus on labor market trends and monetary policy. Prior to his work as an economist, Joseph worked for the U.S. Senate and specialized in financial services, technology, and small business issues. He has a Master’s degree in Economics.

Gavin Harding
Director of Fintech
Experian

With more than 20 years in banking and finance, Gavin leverages his expertise to develop sophisticated data and analytical solutions to problem solve and define strategies across the customer lifecycle for banking and fintech clients. For more than half of his career, Gavin held executive leadership positions in banking, gaining experience in commercial and small business strategy, SBA lending, credit and risk management and sales.

Upavan Gupta
Head of Analytics and Data Science, Housing and Verification
Experian

Upavan Gupta leads research and analytics for Experian Housing and Verification. Utilizing Experian's extensive data assets, including trade, property, and rental data, Upavan develops new AI- and ML-based solutions and actionable insights. Prior to joining Experian, Upavan was part of HSBC North America where he was responsible for credit risk analytics for their mortgage portfolio. Upavan received his Ph.D. in Computer Science and Engineering and has published 13 research papers in high-impact international journals and conferences.

Josee Farmer
Economic Analyst
Experian

Josee is an economic analyst for Experian North America. Josee dissects the latest trends involving inflation, unemployment, interest rates, and consumer income to provide financial service providers with a comprehensive picture of consumer health.