Experian Link

True card-not-present credit card owner verification

Experian Link™ seamlessly enables businesses to answer the question, “Does this digital user own the credit card they’re presenting for payment?"

Experian Link is designed to match a consumer’s identity with a payment instrument presented online. By frictionlessly linking each identity attribute presented by the consumer with attributes on file with the card issuer and those across Experian's network, Experian Link enables businesses to provide customers with a seamless online experience. Our patent pending technology helps businesses understand risk holistically so they can realize reduced false declines, an improved online customer experience, increased sales revenue, reduced fraud risk, and lower operating expenses.

Streamline credit card authentication

Reduce costs, boost sales and minimize fraud while improving the overall customer and payment checkout experience.