Report | State of Alternative Credit Data

The new ‘it’ in credit scoring

Traditional credit data has long been the end-all-be-all when evaluating consumers’ stability – but there’s a new player in town. Businesses are proactively turning to alternative credit data to mitigate risk and make smarter lending decisions.

Discover how you can unlock the potential of your portfolio and power strategies across the lending lifecycle.

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Validated by Experian Data Quality

Download the report to learn key consumer insights, such as:

adult Americans are credit invisible.¹

of the U.S. adult population can borrow only at significantly elevated interest rates.¹

of Americans have an unsatisfied collections account.²

increase in average bankcard balances YoY.³