State of Credit Report

Experian’s 12th annual State of Credit report provides a comprehensive look at the credit performance of American consumers by highlighting consumer credit scores and borrowing behaviors. This year’s report features data from 2019 pre-pandemic, the 2020 pandemic year, and the start of 2021.

Check out the latest insights including consumer credit trends by generation, geographic location and more in this year’s report.

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Discover 2021 consumer credit trends.
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