Stop Fraud Before It Happens: Terrace Finance Cut Fraud by 50%

Leverage real-time behavioral analytics powered by NeuroID + Experian for smarter fraud protection.

Terrace Finance, a specialty finance platform serving 5,000+ merchants, was hit by a wave of sophisticated fraud attacks. To protect merchant-lender relationships, they needed a pre-submit fraud detection tool that could stop evolving threats in real time.

Through Experian’s orchestration platform, they integrated NeuroID’s behavioral analytics, giving them instant visibility into risky users before applications were submitted. Using NeuroID’s dashboard—with visual behavior insights and real-time alerts—Terrace Finance now trains teams, partners with merchants, and blocks fraud before it reaches underwriting.

Key results:

• 50%+ reduction in fraud for lending partners through real-time, pre-submit fraud detection
• 50%+ fewer manual reviews
• $250K+ in potential losses prevented in a single attack
• 25% drop in fraud indicators across the platform