Experian North America Chief Economist Joseph Mayans delivers insight on the U.S. economy as well as key economic and credit developments and implications for the financial services industry.
The longest government shutdown on record closed our best window into the health of the U.S. labor market at a pivotal time for the economy and the Federal Reserve. Yet even without official reports, private-sector data continues to reveal important signals. These alternative sources suggest that the labor market has softened, with slower job creation and a slight uptick in unemployment. Still, the current trends align with the Fed’s earlier projections.
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Dive into key trends important for the financial services industry including credit activity, lending standards, loan demand, originations, delinquency and consumer sentiment.
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While many areas of strength remain in the U.S. economy, there are a few challenges ahead in 2025 that could cloud the economic outlook including potential inflationary pressures and continued affordability issues in the housing market.
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Leverage analysis about an "average" recession, summary heatmaps and deeper dives into the last five downturns. Use trends and insights to inform strategies navigating the economy ahead.
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Experian’s Chief Economist, Joseph Mayans, will present the latest economic, credit, and housing trends, along with forecasts for the rest of the year and beyond, alongside other industry experts.