THE MACRO MOMENT WITH

Joseph Mayans

Experian North America Chief Economist Joseph Mayans delivers insight on the U.S. economy as well as key economic and credit developments and implications for the financial services industry.

Lending Conditions Chartbook, Q1 2025

Find out what’s happening with lending standards, loan demand, originations, delinquency and who is taking share in the market.

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Lending Conditions Chartbook Q3 2024

Dive into key trends important for the financial services industry including credit activity, lending standards, loan demand, originations, delinquency and consumer sentiment.

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State of the economy report - September 2024

Explore state-level and industry level data that banks, credit unions and fintechs can leverage to track the downturn and be correctly positioned for the recovery in this monthly report.

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Timelines of recession and recovery

Leverage analysis about an "average" recession, summary heatmaps and deeper dives into the last five downturns. Use trends and insights to inform strategies navigating the economy ahead.

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Econ to Action - Implications of Rate Cuts

Listen to our experts discuss how incoming rate cuts will affect fintechs, regional and national banks through the rest of this year and next, in this in-studio episode.

Register for our next quarterly webinar today.

Experian’s Chief Economist, Joseph Mayans, will present the latest economic, credit, and housing trends, along with forecasts for the rest of the year and beyond, alongside other industry experts.
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