Macro Moment

WITH JOSEPH MAYANS

Experian North America Chief Economist Joseph Mayans delivers insight on the U.S. economy as well as key economic and credit developments and implications for the financial services industry.

Q2 2026 Lending Conditions

The U.S. economy continues to show resilience. Consumer spending remains strong, investment in AI infrastructure continues to fuel growth, and the lending market appears positioned for further expansion.

The Q2 2026 Lending Conditions Chartbook provides a data-driven view of the economic and consumer trends influencing today’s credit environment, helping lenders better understand risks and opportunities.

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Financial Frontiers

A new series designed to explore the emerging ideas, technologies, and structural shifts transforming markets and strategy.

AI: Reshaping Financial Services

AI is being adopted faster than the internet and personal computer, and financial services organizations are at the forefront of the transformation. Discover how lenders are leveraging AI across the lending lifecycle – from underwriting and origination to portfolio management – and what these innovations mean for the future of credit.

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Register for our next quarterly webinar today.

Experian’s Chief Economist, Joseph Mayans, will present the latest economic, credit, and housing trends, along with forecasts for the rest of the year and beyond, alongside other industry experts.
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