THE MACRO MOMENT WITH

Joseph Mayans

Experian North America Chief Economist Joseph Mayans delivers insight on the U.S. economy as well as key economic and credit developments and implications for the financial services industry.

Regional Economic Tracker – January 2026

From persistent inflation and housing affordability challenges to shifting credit conditions and the rapid rise of data centers, U.S. regions are facing distinct economic pressures and opportunities. These forces are actively reshaping local economies as we move into the new year.

The Regional Economic Tracker provides a clear view of how these conditions differ across regions and explores the transformative influence of data centers – driving investment, altering energy demand, and creating ripple effects across the country.

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Lending Conditions Chartbook Q1 2025

Dive into key trends important for the financial services industry including credit activity, lending standards, loan demand, originations, delinquency and consumer sentiment.

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U.S. Macroeconomic Scenarios - February 2025

While many areas of strength remain in the U.S. economy, there are a few challenges ahead in 2025 that could cloud the economic outlook including potential inflationary pressures and continued affordability issues in the housing market.

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Timelines of recession and recovery

Leverage analysis about an "average" recession, summary heatmaps and deeper dives into the last five downturns. Use trends and insights to inform strategies navigating the economy ahead.

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Macroeconomic Forecasting and Credit Trends - Q3 2025

Join us for the latest macroeconomic outlook, trends and implications for your organization.

Register for our next quarterly webinar today.

Experian’s Chief Economist, Joseph Mayans, will present the latest economic, credit, and housing trends, along with forecasts for the rest of the year and beyond, alongside other industry experts.
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